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Asset Finance offers a range of facilities to help you fund business-critical assets.
Whether you're looking to acquire new equipment or release equity from existing assets, our tailored solutions can meet your needs.
Types of Asset Finance
Asset Refinance
- Release equity from existing assets
- Cost-effective alternative to unsecured loans
- Up to 80% loan-to-value
- Flexibility to settle existing finance
- Funds sent to customer or outstanding finance provider
Sale & HP/Lease Back
- Put purchased assets onto a finance agreement retrospectively
- 3-month minimum term from original purchase date
- Up to 100% of the purchase price can be released back
- Funds sent to customer
Hire Purchase
- Purchase new business assets and spread costs over time
- VAT paid upfront and reclaimed on next quarter
- 12-60 month terms
- Asset sits on balance sheet
- VAT deferrals available
- Funds sent to supplier
Finance Lease
- VAT paid monthly
- 12-60 month terms
- Off-balance sheet transaction
- Favorable end-of-lease terms
- Customer ownership available
- Funds sent to supplier
Benefits of Asset Finance
- Minimizes initial expenses: Access critical assets without upfront costs.
- Budget-friendly spread: Smoothly distribute expenses over time, improving cash flow and financial management.
- Capital efficiency: Unlock capital for allocation to other areas of your business.
- Cost-effective choice: Asset financing often proves to be more cost-efficient than other funding options. This is because lenders take security on the asset, which can reduce costs.
- Personalized service: Our asset finance experts offer tailored solutions to meet your needs.
Squeeze the most out of your investments
Speak to one of our lending experts or apply below.
Ready to Apply?
Register with lemon finance to discover your options.
- Apply in minutes
- Free no obligation, personalised quote
- Expert support